Entertainment Units – Making Sense Out of All the Confusion

Your Lifestyle, Your TVWith the choices now available for entertainment centers, choosing the TV furniture that suits all aspects of your lifestyle has never been this easy. From wall units for compact living spaces to really modern entertainment centers for the techno-savvy, shopping for TV stands is now as exciting as fashion bargain-hunting for the stylish women or car shopping for the auto-fanatic men.So what are these choices for your dream entertainment center? Let’s check it out one by one.TV Armories: Furniture and TV in OneGone were the days when armories are mainly used for wardrobe storage. This piece of furniture is now fast becoming a living room favorite.Those who opt for the more formal look, armories are ideal. Among the great features of entertainment or TV armories are:
Your TV, component, and other entertainment equipment can be installed in just one place.
A great storage for electronic accessories and media component accessories. No need to spend time looking for that remote control, microphone, or connecting cables. They’re all in there!
Can be used to put life in an otherwise boring living room or bedroom. Remember, it’s also a piece of furniture.
Popular choices for armories are hardwood, as these are considered classic and durable.This choice is appropriate for big houses and for families living in the country or villa.Corner Units: Maximized SpaceCorner units are ideal for those with small living spaces such as condos and apartments. Who says that you need to have a vast space in order to have your own entertainment center?Moving in to that chic yet compact condo? Consider a corner unit as your entertainment furniture.Modern TV stands such as plasma TV stands are ideal for corner entertainment centers since most of these stands are designed really for city living. What’s interesting is despite the tight space, these units can pack in all your gadgets and TV accessories. Cool!Entertainment Wall Units: Your Wall like Never BeforeThanks to modern wall units, the plain white wall has become more animated (forget your grandma’s dusty painting and old framed photos. It’s the 21st century!).Entertainment wall units like armories are also great furniture that completes the look of your living room or bedroom. Most units are comprised of several pieces combined to form single furniture, the TV, being the focus. Like the other options mentioned, it also stores the different entertainment accessories.Side by Side Units: A No-nonsense OptionSome people who opt for utility and ease choose side by side entertainment units. These units, usually of around 60″ width functions both as storage and furniture, with the TV on one side and cabinets for the components and accessories on the other. The modern versions of the side by side units even include other appliances such as TV and fridge side by side.TV furniture has indeed come a long way… entertainment, storage, home furnishing all in one to suit all tastes and lifestyle.

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Guide in Purchasing Life Insurance

Having the right kind of life insurance coverage can give the protection and incredible peace of mind. But you always need a guide in purchasing life insurance. There are many variables to deal with when choosing the right coverage. You have to decide on the type of coverage and choose among the numerous life insurance companies which will meet your needs. The most popular and commonly known types are whole life insurance and term life insurance.You have to bear in mind that getting yourself insured for life is not the only one to think about. There is also the chance that you will get disabled and cannot work. So disability insurance is also necessary to put into consideration. If you lose your earnings, who is going to fill in the gap, your employment and government benefits may not be enough. So always consider protecting your income in case you are disabled and cannot work for prolong period of time.When planning to insure yourself, the first thing you have to do is to figure out how much your family and love ones need if you are not around. The easiest way do this is to use online calculators that are readily available on the internet. This will give a ballpark figure as to amount and rates you may be looking for. What you really need to calculate is how those left behind will need. For instance, how much your children need until they finish their university education and how much your spouse need until retirement time.The next thing you should do is to decide on the type of life insurance. If you are just starting or younger, it is best to get a term life instead of the whole life. Term life will provide the coverage for a specified period of time from 1 to 30 years. This is very predictable so you know for how long you may need to be covered until they can be on their own. Most people between the ages of 25 to 50 take out a term life simply because it is cheaper and more affordable yet you are covered.A whole life is not a bad type of insuring yourself but it is more expensive and wealthier individual can afford this type. The advantage of this is that you are covered for the rest of your life and your premiums will not change. It also has cash value account which will accumulate in value through time and you are allowed to borrow against it. It is more expensive because of the savings component attached to it.After deciding on the type of insurance, the nest thing is to get quotes online for you to have an idea of what you are looking at. This is not the final rates or premiums but just a ball park figure to give you an idea. And do not forget to get in shape before your medical exams. No high blood pressure, low cholesterol and less weight, and strongly advice to quit smoking as this will increase your premiums.The life insurance companies and their financial strength and reliability are of utmost importance. You would like to see that these companies or insurers are still around when you make your claims. You may also need to verify and check if the insurer is licensed to sell life insurance in your state. This is very important because if something goes wrong and the insurer is not licensed in your state, your state department cannot help you. There are rating agencies like Moody’s and Standard and Poor’s and other prominent rating agencies which can help you see the most reliable and financially sound insurer.Through time your life situation will going to change, thus make the necessary adjustment as they come. Whether you are going to take a term life insurance or decided on a whole life insurance to protect your family, just make sure take the one suit your needs. And do not forget to choose from the among those reliable life insurance companies to ensure your covered truly for life.

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Background Screening – Why and How-To

If human capital is an organization’s greatest asset, then it can also be its greatest liability. Just ask the stockholders of Enron, investors in Tyco, or members of the Catholic Church.None of these institutional calamities occurred because of a natural disaster, political uprising or a radical change in technology. Instead, they are striking examples of how the individuals trusted to bring them to new heights, proved to be their downfall. Consider your own organization; what policies and procedures are in place to ensure your recruit-to-hire program is in fact building human capital assets? If background checks aren’t part of your process, consider:o The reported percentage of applicants that include false information on a resume varies by its source, but is well into the double digits
o There are hundreds of online sources that openly sell false diplomas, degrees and other educational certifications; or provide “Professional References” for a fee.
o On average, about 11% of the working population has a criminal record
o According to the Workplace Violence Research Institute, negligent hiring costs U.S. businesses in excess of $18 billion annually.A solid recruitment program that includes a well-balanced background check will help minimize turnover and liability exposure. If your background checking consists of a few calls to the names and numbers your applicant provided, you’re organization is under-informed and at risk. And as odd as it may seem, if you’re running a full range of searches on every final candidate, you may be creating liability rather than reducing it. Here are a few broad-stroke considerations.Do You Need a Background Check Policy? Tragic events, financial losses, and the litigious nature of our business climate have made background checks part of our employment culture. At this point, it’s only prudent to have a written background screening policy in place, with specifics that are adhered to in the hiring process.Who Do You Check? The best case scenario includes a check on all new hires, temps and contractors. This doesn’t mean your company has to absorb the cost of the entire campaign, however. It’s perfectly acceptable for employers to require temp agencies and other vendors they employ, to provide personnel that have been screened. Internally, if groups of employees or levels of employment are excluded, the value proposition of your policy is diminished and may lose some of its integrity. This will be highlighted for you in court, by counsel for the candidate or employee who feels they were damaged by your selective policy. It’s best to include all employees, and run background checks that are appropriate for the position.Most background check providers will create different search packages to address your requirements. However, if your policy includes different degrees of screening, it’s critical to keep your checks consistent within job categories or levels. Keep this in mind if promoting from within. If a candidate for an open position is a current employee, the background check that was conducted for his or her current role may not be sufficient. Be sure an updated background check is performed and meets the parameters of the new position. Many organizations are also adopting a policy to update the criminal background check as part of their employee review process. There is no need to re-confirm education or prior employment; but an update on the criminal record check is a prudent and pro-active step in maintaining an effective background screening program.What Searches Should Be Included? This rests with your judgment – although there are some guidelines that might assist. The background check should be relevant to the position and thorough, without being unreasonable. There isn’t much difficulty in deciding that a criminal history search should be done across the board – how else would you know if someone poses a danger to fellow employees and clients? Running a credit check on a machinist however, is probably unnecessary and may be viewed as being intrusive – creating liability where you are trying to minimize it. Confirming prior employment is applicable to all applicants, but an education verification probably isn’t necessary for someone hired to pick fruit. Find the balance for each position, and work with your background screening firm to develop the necessary search packages.The searches conducted as part of the background check will rely in part on information provided by the applicant or employee, but this should not be the sole source. Every check should include an Address History/Social Security Number Trace to confirm the applicant’s residence history, and the Criminal History search should then be based on those results. If the Address History report matches what the candidate provided, that’s great – if not, ask why. The Criminal History search should include, at a minimum, County Court searches (some states also refer to this as District Court) because it involves a researcher obtaining records directly from the source of the record – the court. Many screening firms offer “Statewide” or “Nationwide” criminal record searches, and while there is value in these searches, a few items should be pointed out. These are database searches, not court searches. The statewide databases frequently rely on Department of Corrections data (frequently no record if they weren’t incarcerated) or County convictions data, although not all counties participate. Even state-run CORI systems often are heavily filtered, sometimes to the point where a record for a convicted felon that served time won’t be identified. The value of these searches comes in their coverage of a large geographic area; and they are best used to augment County Court searches. The so-called “Nationwide” searches are truly misleading – they don’t include all states, so therefore can’t truthfully be called nationwide and they are subject to the same database shortcomings as the statewide criminal searches.Driver’s license records are important for positions such as sales, delivery, and any other position that will have an employee driving on company time. Professional licenses should be checked in any profession requiring licensure, and education verifications should be executed for positions requiring a diploma or degree. Regarding references, and please use yourself as the example; have you ever provided a future employer with the name of a reference that wouldn’t give a glowing summation? Dates of employment, title, salary, etc., can all be obtained from HR – to get a real feel for performance, you need to speak with a former supervisor or co-worker.As an HR professional, part of your role is to identify the skills and value that an individual brings to your organization. Of equal importance is your responsibility to create and maintain a safe, secure, and productive work environment. And while no single policy or procedure addresses these tasks completely, a comprehensive background screening program is one component that will help keep your human capital in the asset category.

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